Thanks to the Affordable Care Act’s medical loss ratio (MLR) – or 80/20 rule – health insurance companies were required to pay $469 million in rebates to about 5.5 million people in 2015 – bringing the total over four years to more than $2.4 billion. What is the Medical Loss Ratio? Obamacare requires health […]
Summer is time for outdoor physical activity. Regular physical activity is one of the most reliable ways to boost mood, reduce anxiety, curb depression, improve sleep quality, and increase your sense of self-esteem. It makes you feel better. Lowering Healthcare Costs with Physical Activity The benefits of moderate physical activity are well known: lowered […]
This article was originally published in the MassMEP Newsletter of June 2016. When summer occurs, temperatures rise and can exceed 100 degrees. When it comes to drinking enough water, most Americans consume far below the recommended daily minimum, regardless of season. A recent study showed that 75% of Americans may suffer from chronic dehydration. […]
This article was originally published in the Worcester Business Journal of May 23, 2016. 10) Understand your fatigue level. Fatigue is the major cause of illnesses and injuries. It makes you less vigilant. Be aware of the symptoms and sources of your fatigue, such as lack of sleep, a high stress level or a high […]
This article was originally published in the MassMEP Newsletter of April 2016. Each year occupational injuries and illnesses cause employers, workers, and society to pay tremendous costs for workers’ compensation and other insurance, medical expenses, lost wages and productivity, plus the personal and societal costs associated with day to day living for injured and […]
This article was originally published in the MassMEP Newsletter of March 2016. The tax season is drawing close to the finish line. With our tax specialist or our accountant, we always try to find opportunities to reduce our taxability and increase our annual tax refund. One of these tax incentives can be combined with […]